AOW Voluntary Insurance Abroad - Leiden
For residents of Leiden and surroundings, the **AOW voluntary insurance abroad** offers an important option. Dutch citizens residing abroad can claim under this scheme the **General Old Age Pensions Act (AOW)**. Normally, AOW starts upon return to the Netherlands or upon meeting income criteria. With voluntary insurance, you prevent interruption. Visit for advice the District Court of The Hague, Leiden Location or the Legal Aid Office Leiden at Stationsweg 46.
Ideal for Leiden expats after retirement age or temporary stays abroad. Local legal assistance helps with applications and objections.
Why AOW voluntary insurance abroad for Leiden residents?
This scheme under the **AOW Act** allows you to contribute to the Dutch pension system from abroad. This way, you maintain AOW accrual. Specifically useful for Leiden citizens with international ties, such as academics from Leiden University.
Without this option, you risk no AOW for long stays abroad. Pay premium and protect your rights.
Suitable for:
- Leiden expats post-retirement abroad.
- Temporary residents outside EU who want to secure AOW.
- No access to comparable foreign pensions.
For whom in Leiden and region?
Targeted at Dutch citizens from Leiden who:
- Are 65+ (or 67+, depending on year of birth) and live abroad.
- Do not have automatic AOW due to residence.
- Prefer AOW from the Netherlands.
Note: Not possible with equivalent foreign pension or in countries with their own AOW-equivalent. Check at Legal Aid Office Leiden, Stationsweg 46.
| Condition | Details |
|---|---|
| Dutch nationality | Essential for Leiden applicants. |
| Residence abroad | Non-NL residence, no AOW entitlement. |
| No foreign equivalent | No comparable benefit. |
| Age | Retirement age reached. |
Legal basis
Based on **General Old Age Pensions Act articles 16-20** and Decree on voluntary AOW insurance. Handled by District Court of The Hague, Leiden Location for local matters.
Examples from Leiden practice
- Leiden professor retired in Spain: Voluntarily insured, receives full AOW.
- Expats family from Leiden in Asia: Premium paid, rights retained.
- No insurance? AOW gap upon return - avoid via Leiden Office.
Rights and obligations
Rights: Full AOW after accrual. Obligations: Annual premium, report changes. Objection? To District Court of The Hague, Leiden Location.
How to apply from Leiden?
- Application with SVB (Social Insurance Bank).
- Documents: ID, foreign address.
- Advice: Legal Aid Office Leiden, Stationsweg 46.
- Approval within 13 weeks.
Costs
Premium approx. €1,400/year (2024, full income). Depending on situation. Calculate via SVB; free check at Leiden Office.
Frequently asked questions
Can I stop? Yes, with termination. Back in Leiden? Automatic restoration.
Tips and local assistance Leiden
- Make appointment Legal Aid Office Leiden: Stationsweg 46.
- District Court of The Hague, Leiden Location for procedures.
- Check SVB-p