In Leiden, Netherlands, insurance fraud is taken seriously, and being incorrectly registered as a fraudulent claimant can have severe consequences. If you're a Leiden resident who has been wrongly accused of insurance fraud, you have the right to object to this registration. This article guides you through the step-by-step process of filing a complaint against a fraud registration.
Objecting to a Fraud Registration: Step by StepA registration in the EVR (Dutch Fraud Register) or another fraud register can have significant consequences. Fortunately, you can object if you disagree with the registration. Here is how to proceed.
Step 1: Request Access
Begin by submitting a request for access:
- Write to the insurer
- Request which data has been registered
- Request the basis for the registration
- The insurer must respond within 4 weeks
Step 2: Assess the Registration
Check the registration for:
- Accuracy of the facts
- Proportionality of the measure
- Correct procedure during registration
- Compliance with your rights
Step 3: Submit an Objection
Your objection letter must contain:
- Your personal details
- Date and reference number of the registration
- Substantiation as to why the registration is incorrect
- Supporting evidence for your position
- Request for removal or correction
Step 4: Wait for a Response
The insurer must:
- Respond substantively within 4 weeks
- Seriously assess your objection
- Provide a motivated decision
Step 5: Next Steps in Case of Rejection
Is your objection rejected?
- File a complaint with Kifid (the Dutch Financial Services Complaints Institute)
- Or initiate a civil procedure
- Consider filing a complaint with the Dutch Data Protection Authority (Autoriteit Persoonsgegevens)
Tips for a Successful Objection
- Support your objection with documents
- Remain factual and professional
- Keep all correspondence on file
- Engage legal assistance in a timely manner