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Direct Action Motor Vehicle Liability Insurance Leiden

After a car accident in Leiden, you can claim your own **motor vehicle liability insurance** via **direct action** for damage. Discover the procedure and your rights at the District Court of The Hague, Leiden Location.

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Direct Action Motor Vehicle Liability Insurance in Leiden: Rights After Car Accidents

Were you involved in a traffic accident in Leiden or the surrounding area? As a victim, you can claim your **motor vehicle liability insurance** (Wettelijke Aansprakelijkheid Motorrijtuigen) directly via **direct action**. You do not need to first approach the other party's insurer. Discover how this works in the Leiden region, with help from local institutions such as the District Court of The Hague, Leiden Location and the Leiden Legal Aid Office.

What Does Direct Action Entail for Motor Vehicle Liability Insurance?

Direct action allows victims to immediately approach their own **motor vehicle liability insurer** for compensation for personal injury or property damage. Your insurer advances the payment and subsequently recovers the costs from the liable party. This accelerates the settlement, especially with unknown or elusive counterparties in the Leiden region.

Regulated in the **Motor Vehicle Insurance Act (WMV)**, ideal for complex cases around Leiden University or in the city center.

Legal Basis

Key articles:

  • Articles 6:167 and 6:200 **Civil Code (BW)** – Liability for motor vehicles.
  • **Motor Vehicle Insurance Act (WMV)** – Insurers' obligations.
In case of disputes, you can go to the District Court of The Hague, Leiden Location (Stationsweg 46).

For Whom in Leiden?

Suitable for:

  • Drivers and passengers with injuries or car damage.
  • Cyclists and pedestrians hit in Leiden-Centre.
  • Victims of hit-and-run incidents on the N206.
Proof of fault is crucial; in case of doubt, possible discussion with your insurer.

Step-by-Step Plan for Direct Action in Leiden

Follow these steps for a claim:

  1. Report Immediately:
  2. Contact Your Insurer:
    • Report within 7 days and request direct action.
  3. Gather Evidence:
    • Photos of the Leiden location and vehicles.
    • Witnesses and police report.
    • Invoices from repair garage in Leiden.
  4. Submit Claim:
    • Use your insurer's form.
    • Specify pain and suffering compensation or material damage.
  5. Follow Up:
    • Compensation follows; insurer handles recovery.
    • In case of refusal: Leiden Legal Aid Office, Stationsweg 46 (free advice).

Important Deadlines

  • 7 days: Report to insurer.
  • 3 years: Limitation period (art. 3:310 BW).

Help in Leiden

  • District Court of The Hague, Leiden Location: For proceedings (Stationsweg 46).
  • Leiden Legal Aid Office: Free intake, Stationsweg 46, tel. 0900-8020.
Always start with your insurer; escalation via local legal aid.