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Fraud Register Personal Injury in Leiden: What You Need to Know

Discover the fraud register for personal injury: how it works, legal basis, examples, and your rights in Leiden. Assistance via Juridisch Loket and District Court of The Hague, Leiden Location.

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What is the fraud register for personal injury in Leiden?

The **fraud register for personal injury** is a national register in which insurers and authorities record suspects of fraud in personal injury claims. This system, initiated by the **Central Fraud Unit for Personal Injury (CFEL)**, prevents and combats fraud. For residents of Leiden, inclusion in this register can impact claims with local insurers or courts. It protects the reliability of personal injury claim handling.

Legal basis and purpose in Leiden

Although not explicitly enshrined in legislation, the fraud register is based on covenants between insurers, the Dutch Association of Insurers (NVV), and the CFEL. In Leiden, the CFEL collaborates with the Ministry of Justice and Security and the Authority for the Financial Markets (AFM) for fraud prevention.

Key laws:

  • Personal Injury Compensation Act (Wsl): Establishes rules for personal injury compensations and obligations of victims and insurers.
  • Financial Supervision Act (Wft): Focuses on integrity and fraud in the insurance sector.
  • General Insurance Terms and Conditions (AVB): Determines steps in cases of suspected fraud.
Insurers must report suspicious cases to the CFEL for possible registration.

How does the personal injury fraud register function?

This is a **closed database** for insurers to screen claims for fraud. Not public, but accessible to insurers for new applications in regions such as Leiden.

Process steps

  1. Detection: Insurer or authority reports suspicious claim to CFEL.
  2. Analysis: CFEL evaluates with evidence such as files or statements.
  3. Registration: In case of convincing indications, registration follows.
  4. Application: For new claims in Leiden, the insurer checks the register and may reject claims.

Practical examples around Leiden

Example 1: Fabricated medical files

Case: Pieter from Leiden claims injury after a bicycle accident with back pain, but the insurer finds false medical documents. The named specialist does not exist. Outcome: Report to CFEL leads to registration. Future claims at the District Court of The Hague, Leiden Location are complicated.

Example 2: Double claims after accident

Case: Lisa claims with two insurers for one fall in Leiden, without notification. Outcome: Discovered via CFEL, registration follows. New claims risk rejection.

Rights and obligations

Your rights in Leiden

  • Request information: Inquire with your insurer or CFEL about registration. Visit the Juridisch Loket Leiden, Stationsweg 46 for assistance.
  • Object: Explain in case of unjust suspicions for removal.
  • Legal assistance: Engage a lawyer via the District Court of The Hague, Leiden Location.

Your obligations

  • Transparency: Provide accurate information to insurers to avoid suspicions.
  • Cooperation: Cooperate in investigations to refute fraud claims.

For questions in Leiden: Contact Juridisch Loket Leiden, Stationsweg 46 or the District Court of The Hague, Leiden Location for free advice.