A medical advisor analyzes the medical aspect of your personal injury claim. Both victims and insurance companies use their own medical advisor.
Tasks of a medical advisor
- Analyzing medical documentation
- Estimating the chance of full recovery
- Providing advice on permanent damage
- Assessing whether an independent medical examination is necessary
- Advising on the connection between the accident and complaints
Your own medical advisor in Leiden
A medical advisor on your side:
- Represents your personal interests
- Supports your lawyer with medical advice
- Checks reports from the opposing party
- Costs fall under extrajudicial costs (BGK)
Insurance company's medical advisor
The insurance company has its own advisor:
- Assesses your medical condition
- Provides advice to the insurer
- May be skeptical about your complaints
Medical authorization
Insurers often request a medical authorization for access to your records. Be cautious:
- Limit the authorization to relevant data
- Do not grant access to your full medical history
- Your lawyer in Leiden can help you with this
Independent medical examination
If there is disagreement about your medical situation, an independent examination can be initiated. This is carried out by a specialist who is not involved in your treatment.
Am I required to share my complete medical file?
No, you only need to share relevant data. You can issue a specific authorization for information directly related to your injury.What if I dispute the conclusions of the medical advisor?
You can request a second opinion or have an independent examination conducted. Your lawyer in Leiden can advise you on this.Who bears the costs for my medical advisor?
The costs of your advisor are covered as extrajudicial costs (BGK) by the liable party.Questions about personal injury in Leiden
What is the role of a medical advisor in my case?
A medical advisor examines the medical aspects of your injury, such as the severity, chance of recovery, and permanent limitations. They assess documents, advise on the connection between the accident and complaints, and determine if additional examination is needed. Your advisor represents your interests, while the insurer's advisor critically reviews your situation.
Do I have to provide a medical authorization?
It is not mandatory to grant unlimited access. Limit the authorization to information relevant to your injury. Have your lawyer in Leiden advise you to protect your privacy.
What if I disagree with the insurer’s advisor?
In case of disagreement, you can request a second opinion or have an independent examination carried out. Your lawyer can support you in challenging the findings.
Who pays for my medical advisor?
The costs are reimbursed as BGK by the liable party, provided liability is acknowledged. Consult your lawyer in Leiden for proper handling.
How does an independent examination work?
This is carried out by a neutral medical specialist. Your situation is assessed through an examination and file analysis. The report provides an objective view of your injury and damage.
Can I choose my own advisor?
Yes, as a victim, you may select your own medical advisor. Choose someone with experience in personal injury cases. Your lawyer in Leiden can help you with this choice.
Local support in Leiden
For legal assistance, you can go to the Juridisch Loket Leiden (Stationsweg 46). For cases at the court, you can contact Rechtbank Den Haag, location Leiden.