W przypadku stwierdzenia oszustwa ubezpieczeniowego w Leiden, mieszkańcy miasta mogą zostać wpisani do rejestrów osób, które dopuściły się nadużyć. W takich sytuacjach istotne jest zrozumienie, kiedy i jak można zostać usuniętym z tych rejestrów. Poniżej wyjaśniamy procedurę i warunki, które muszą być spełnione, aby móc korzystać z usług ubezpieczeniowych bez ograniczeń.
Removal from Fraud Registers: When and How
Removal from fraud registers does not have to be permanent. In certain cases, you can enforce removal. This article explains when and how you can achieve this.
Automatic Removal
Registrations are automatically removed:
- EVR (Early Warning System for Insurance Fraud): after a maximum of 8 years
- IVR (Insurance Fraud Register): after a maximum of 8 years
- Cancellation registration: after 5 years
- Upon the death of the registered person
Grounds for Earlier Removal
You can demand earlier removal in the following cases:
- Incorrect or incomplete data
- Unjustified registration (fraud not proven)
- Disproportionate disadvantage
- Violation of procedural rules
- Changed circumstances
Procedure for Removal
To achieve removal:
1. Request for Inspection - First, request to see which data has been registered
2. Written Request - Submit a motivated request for removal
3. Justification - Explain why removal is justified
4. Supporting Documents - Attach supporting documents
5. Timeframe - The insurer must respond within 4 weeks
In Case of Rejection
If your request is rejected:
- Request a written justification
- File a complaint with Kifid (Financial Ombudsman Service)
- Go to the civil court
- Report to the Personal Data Authority
Legal Support
In removal procedures, legal assistance is recommended:
- An attorney knows the relevant case law
- Can assess proportionality
- Knows which arguments are likely to succeed
- Can represent you in procedures
Verification after Removal
After successful removal:
- Request written confirmation
- Check again after a few months
- Keep all documentation properly